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| Original file line number | Diff line number | Diff line change |
|---|---|---|
| @@ -1,23 +1,23 @@ | ||
| "Abbreviation","Description" | ||
| "Acc","Account" | ||
| "Agg","Aggregate" | ||
| "BI","Business Interruption" | ||
| "Cond","Condition" | ||
| "Cov","Coverage" | ||
| "Ded","Deductible" | ||
| "Def","Defined" | ||
| "FX","Exchange" | ||
| "Geog","Geography" | ||
| "LOB","Line of Business" | ||
| "Loc","Location" | ||
| "Max","Maximum" | ||
| "Min","Minimum" | ||
| "Occ","Occurrence" | ||
| "Org","Original" | ||
| "PD","Property Damage" | ||
| "POI","Period of Indemnity" | ||
| "Pol","Policy" | ||
| "Port","Portfolio" | ||
| "Reins","Reinsurance" | ||
| "TIV","Total Insurable Value" | ||
| "Vuln","Vulnerability" | ||
| Abbreviation,Description | ||
| Acc,Account | ||
| Agg,Aggregate | ||
| BI,Business Interruption | ||
| Cond,Condition | ||
| Cov,Coverage | ||
| Ded,Deductible | ||
| Def,Defined | ||
| FX,Exchange | ||
| Geog,Geography | ||
| LOB,Line of Business | ||
| Loc,Location | ||
| Max,Maximum | ||
| Min,Minimum | ||
| Occ,Occurrence | ||
| Org,Original | ||
| PD,Property Damage | ||
| POI,Period of Indemnity | ||
| Pol,Policy | ||
| Port,Portfolio | ||
| Reins,Reinsurance | ||
| TIV,Total Insurable Value | ||
| Vuln,Vulnerability |
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| Original file line number | Diff line number | Diff line change |
|---|---|---|
| @@ -1,17 +1,17 @@ | ||
| "CoverageID","CoverageCode","Description","Type","1st/3rd party" | ||
| "1","1Building","Structure","Property","n/a" | ||
| "2","2Other","Other structure","Property","n/a" | ||
| "3","3Contents","Contents","Property","n/a" | ||
| "4","4BI","Business interruption or time element (property)","Property","n/a" | ||
| "5","5PD","Property Damage (1-3 combined)","Property","n/a" | ||
| "6","6All","All property coverages (1-4 combined)","Property","n/a" | ||
| "7","BI","Business Interruption (non-property)","Cyber","1st" | ||
| "8","CBI","Contingent Business Interruption","Cyber","1st" | ||
| "9","DIAS","Digital Assets (data, software and/or hardware recovery/replacement)","Cyber","1st" | ||
| "10","EXT","Extortion (ransom amounts, negotiation fees, reward payments)","Cyber","1st" | ||
| "11","FIN","Financial Fraud - Theft of electronic funds, goods, services","Cyber","1st" | ||
| "12","INRE","Incident Response (IT Forensics, response obligations assessment, public relations, notifications and customer relations, monitoring services)","Cyber","1st" | ||
| "13","LIAB","Liability - 3rd party cyber liability (e.g. Network security, privacy, media) and directly associated costs (e.g legal defence costs)","Cyber","3rd" | ||
| "14","REG","Regulatory and payment card industry (PCI) fines and proceedings","Cyber","3rd" | ||
| "15","ENO","Errors & Omissions/Professional indemnity liability","Cyber","E&O" | ||
| "16","CYB","All Cyber coverages","Cyber","n/a" | ||
| CoverageID,CoverageCode,Description,Type,1st/3rd party | ||
| 1,1Building,Structure,Property,n/a | ||
| 2,2Other,Other structure,Property,n/a | ||
| 3,3Contents,Contents,Property,n/a | ||
| 4,4BI,Business interruption or time element (property),Property,n/a | ||
| 5,5PD,Property Damage (1-3 combined),Property,n/a | ||
| 6,6All,All property coverages (1-4 combined),Property,n/a | ||
| 7,BI,Business Interruption (non-property),Cyber,1st | ||
| 8,CBI,Contingent Business Interruption,Cyber,1st | ||
| 9,DIAS,"Digital Assets (data, software and/or hardware recovery/replacement)",Cyber,1st | ||
| 10,EXT,"Extortion (ransom amounts, negotiation fees, reward payments)",Cyber,1st | ||
| 11,FIN,"Financial Fraud - Theft of electronic funds, goods, services",Cyber,1st | ||
| 12,INRE,"Incident Response (IT Forensics, response obligations assessment, public relations, notifications and customer relations, monitoring services)",Cyber,1st | ||
| 13,LIAB,"Liability - 3rd party cyber liability (e.g. Network security, privacy, media) and directly associated costs (e.g legal defence costs)",Cyber,3rd | ||
| 14,REG,Regulatory and payment card industry (PCI) fines and proceedings,Cyber,3rd | ||
| 15,ENO,Errors & Omissions/Professional indemnity liability,Cyber,E&O | ||
| 16,CYB,All Cyber coverages,Cyber,n/a |
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| Original file line number | Diff line number | Diff line change |
|---|---|---|
| @@ -1,33 +1,33 @@ | ||
| "Financial Term","Code","Definition","Notes" | ||
| "DedCode","0","Regular Deductible","" | ||
| "DedCode","1","Annual Aggregate Deductible","" | ||
| "DedCode","2","Franchise Deductible","" | ||
| "DedCode","3","Non ranking excess Deductible","Deductible that does not rank (or count) toward a maximum aggregate deductible" | ||
| "DedCode","4","Residual Deductible","A (normally lower) deductible that applies once a maximum aggregate deductible is exceeded" | ||
| "DedCode","5","Homeowner's Deductible (CEA)","" | ||
| "DedCode","6","Homeowner's Choice Deductible (CEA)","" | ||
| "DedType","0","Amount","" | ||
| "DedType","1","% of loss","Values <= 1 only" | ||
| "DedType","2","% of TIV","Values <= 1 only" | ||
| "Limit/Ded Coverage","0","No Deductible / Limit","" | ||
| "Limit/Ded Coverage","1","Building","" | ||
| "Limit/Ded Coverage","2","Other Building","" | ||
| "Limit/Ded Coverage","3","Contents","" | ||
| "Limit/Ded Coverage","4","BI","" | ||
| "Limit/Ded Coverage","5","Property Damage - PD","PD = Building + Other Building + Contents" | ||
| "Limit/Ded Coverage","6","Site/ Blanket","PD + BI" | ||
| "LimitCode","0","Regular Limit","" | ||
| "LimitCode","1","Annual Aggregate Limit","" | ||
| "LimitType","0","Amount","For limits, 0 = unlimited" | ||
| "LimitType","1","% of loss","Values <= 1 only" | ||
| "LimitType","2","% of TIV","Values <= 1 only" | ||
| "PayOutType","0","Amount","0 = unlimited" | ||
| "PayOutType","1","% of loss","Values <= 1 only" | ||
| "PayOutType","2","% of TIV","Values <= 1 only" | ||
| "PayOutType","3","% of Limit","Values <= 1 only" | ||
| "PayOutType","4","Conditional Coverages Only","Conditional coverages only, based on prior step payout" | ||
| "TriggerType","0","Amount","For limits, 0 = unlimited" | ||
| "TriggerType","1","% of loss","Values <= 1 only" | ||
| "TriggerType","2","% of TIV","Values <= 1 only" | ||
| "CondClass","0","Class of Special condition","Pass through losses of ALL locations to the policy terms" | ||
| "CondClass","1","Class of Special condition","Policy restriction. Pass through losses of ONLY locations with associated CondTag to the policy terms" | ||
| Financial Term,Code,Definition,Notes | ||
| DedCode,0,Regular Deductible, | ||
| DedCode,1,Annual Aggregate Deductible, | ||
| DedCode,2,Franchise Deductible, | ||
| DedCode,3,Non ranking excess Deductible,Deductible that does not rank (or count) toward a maximum aggregate deductible | ||
| DedCode,4,Residual Deductible,A (normally lower) deductible that applies once a maximum aggregate deductible is exceeded | ||
| DedCode,5,Homeowner's Deductible (CEA), | ||
| DedCode,6,Homeowner's Choice Deductible (CEA), | ||
| DedType,0,Amount, | ||
| DedType,1,% of loss,Values <= 1 only | ||
| DedType,2,% of TIV,Values <= 1 only | ||
| Limit/Ded Coverage,0,No Deductible / Limit, | ||
| Limit/Ded Coverage,1,Building, | ||
| Limit/Ded Coverage,2,Other Building, | ||
| Limit/Ded Coverage,3,Contents, | ||
| Limit/Ded Coverage,4,BI, | ||
| Limit/Ded Coverage,5,Property Damage - PD,PD = Building + Other Building + Contents | ||
| Limit/Ded Coverage,6,Site/ Blanket,PD + BI | ||
| LimitCode,0,Regular Limit, | ||
| LimitCode,1,Annual Aggregate Limit, | ||
| LimitType,0,Amount,"For limits, 0 = unlimited" | ||
| LimitType,1,% of loss,Values <= 1 only | ||
| LimitType,2,% of TIV,Values <= 1 only | ||
| PayOutType,0,Amount,0 = unlimited | ||
| PayOutType,1,% of loss,Values <= 1 only | ||
| PayOutType,2,% of TIV,Values <= 1 only | ||
| PayOutType,3,% of Limit,Values <= 1 only | ||
| PayOutType,4,Conditional Coverages Only,"Conditional coverages only, based on prior step payout" | ||
| TriggerType,0,Amount,"For limits, 0 = unlimited" | ||
| TriggerType,1,% of loss,Values <= 1 only | ||
| TriggerType,2,% of TIV,Values <= 1 only | ||
| CondClass,0,Class of Special condition,Pass through losses of ALL locations to the policy terms | ||
| CondClass,1,Class of Special condition,Policy restriction. Pass through losses of ONLY locations with associated CondTag to the policy terms |
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